Curated Yield Marketplace
Harva is a curated marketplace connecting depositors with vetted quantitative strategy managers. We don't run our own strategies or blindly aggregate protocols. We find the best managers, provide the infrastructure, and let them compete on performance — across stablecoins, BTC, ETH, and XRP.
How It Works
Most vault platforms either run their own strategies or blindly route to whatever protocol offers the highest APY. Harva takes a fundamentally different approach.
Every strategy team on Harva passes a rigorous due diligence process. We evaluate track record, risk management frameworks, smart contract security, operational infrastructure, and team background before granting access to the platform.
Approved strategy managers deploy their vaults within Harva's standardized infrastructure. They bring the alpha — proprietary quant models, market-making expertise, basis trading strategies — while Harva provides the rails.
Depositors browse the curated vault marketplace, compare strategy managers by track record and risk profile, and allocate capital. One interface, multiple strategies, full transparency into where your capital is deployed.
Vault Strategies
Each asset class on Harva is managed by teams with deep expertise in that specific market. No generalists routing to the same protocols everyone else uses — specialist managers running differentiated strategies.
4–12% APY
Managed by specialist stablecoin yield teams
The core of Harva. Strategy managers deploy stablecoin capital across lending optimization, delta-neutral basis trades, and concentrated liquidity positions — generating yield on assets that issuers are legally prohibited from paying interest on.
3–10% APY
Managed by BTC-native strategy teams
Put idle BTC to work without giving up exposure. Vault managers run covered call strategies, lend to institutional borrowers, and provide liquidity in BTC-denominated pairs — all while maintaining your Bitcoin position.
5–14% APY
Managed by ETH DeFi specialists
Layer yield on top of staking rewards. Strategy managers combine liquid staking with restaking, concentrated liquidity, and ETH basis trading to compound returns well beyond the base staking rate.
4–9% APY
Managed by cross-chain yield specialists
As XRP's DeFi ecosystem expands post-regulatory clarity, vault managers capture yield from emerging lending markets, AMM liquidity provision, and cross-chain strategies on XRPL-connected networks.
The Marketplace
Harva connects three groups that need each other: depositors seeking yield, strategy managers seeking distribution, and platforms seeking yield infrastructure.
Browse a curated marketplace of vault strategies managed by proven quant teams. Compare track records, risk profiles, and returns side-by-side. Deposit in one click, withdraw anytime. Your capital, their expertise, our infrastructure.
Bring your quantitative strategies to Harva's distribution network. We handle compliance, user acquisition, infrastructure, and risk monitoring — you focus on generating returns. Performance-aligned revenue share means we only win when your depositors win.
Every platform offering stablecoin accounts needs a yield product. White-label Harva's curated vault marketplace for your users — offer multi-asset yield without building strategy infrastructure or vetting managers yourself. Your brand, our engine.
Platform
Strategy managers focus on generating alpha. Harva handles everything else — security, compliance, distribution, and platform operations.
Every vault — regardless of which manager runs it — operates under Harva's risk framework. Multi-oracle pricing, automated circuit breakers, position limits, and 24/7 monitoring.
White-label the entire marketplace or individual vaults. Full API access, branded interfaces, and custom integrations for exchanges, wallets, and neobanks.
Modular architecture that lets vetted strategy managers deploy and operate vaults independently within Harva's compliance and risk boundaries. Standardized interfaces, differentiated strategies.
On-chain visibility into vault positions, strategy allocations, manager performance, and historical returns. Real-time dashboards for depositors and institutional reporting for partners.
Risk-adjusted return metrics, drawdown analysis, Sharpe ratios, and benchmark comparisons across all managers. Exportable reports for institutional compliance.
Vaults deploy across Ethereum, Arbitrum, Base, and more. Strategy managers access the deepest liquidity pools across the DeFi ecosystem from a unified platform.
Whether you're a depositor seeking yield, a quant team seeking distribution, or a platform seeking vault infrastructure — Harva is where it all connects.